Veterans Mortgage of America is a VA Approved Lender | NMLS ID 3117

Disabled Veterans Benefits

If you suffer from a service-related disability, you may be entitled to compensation. The three main types of compensation are Disability Compensation, Dependency and Indemnity Compensation (DIC) and Special Monthly Compensation (SMC). The VA also provides additional housing and insurance benefits to Veterans with disabilities. Adapted Housing grants, Service-Disable Veterans’ Insurance, and Veterans’ Mortgage Life Insurance are available for qualifying Veterans. For more information contact one of our representatives today.

PACT Act | The PACT Act And Your VA Benefits | Veterans Affairs
The PACT Act is a law that expands VA health care and benefits for Veterans exposed to burn pits, Agent Orange, and other toxic substances. This law helps us provide generations of Veterans—and their survivors—with the care and benefits they’ve earned and deserve. And starting March 5, 2024, we’re expanding VA health care to millions of Veterans—years earlier than called for by the PACT Act.

Disability Compensation | How To File A VA Disability Claim | Veterans Affairs
Disability Compensation is granted to Veterans with disabilities whose injury or disease is a result of their military service. Post-service disabilities may also be granted if the disease or injury is secondary to those in service or are circumstances of military service. Disability compensation is monetary and tax free.

The benefit amount is derived from the degree of the Veteran’s disability ranging from 10 percent to 100 percent. Disability is measured in increments of 10 percent. Benefits are also designed to compensate for loss of working time from relapses or illnesses.

If you claim dependents, additional benefits may be added if your disability is rated 30 percent or greater. Compensation may vary if you receive military retirement pay, disability severance pay or separation incentive payments.

Eligibility | Eligibility For VA Disability Benefits | Veterans Affairs

  • Service in the Uniformed Services on active duty
  • Active duty for training
  • Inactive duty training AND
    -You were discharged under other than dishonorable conditions AND
    -You are at least 10 percent disabled by an injury or disease that occurred in,or worsened during active duty/inactive duty training. *If you were on inactive duty for training, the disability must have resulted from injury, heart attack or stroke.

Evidence Required | Evidence Needed For Your Disability Claim | Veterans Affairs (

  • Medical evidence of a current physical or mental disability AND
  • Evidence of the relationship between your disability and an injury, disease, or event in military service in the form of medical records or medical opinions. 

Dependency and Indemnity Compensation | About VA DIC For Spouses, Dependents, And Parents | Veterans Affairs

Dependency and Indemnity Compensation (DIC) is granted to spouses, children or parents of service members who died in active duty, active/inactive duty for training or survivors or Veterans who died from service-connected disabilities. Parents receive benefits based on income. DIC is monetary and tax free. 

Special Monthly Compensation

Special Monthly Compensation (SMC) is a higher rate of compensation that may be granted for Veterans for special circumstances such as the need of a caregiver or a specific disability, such as loss of use of a hand or leg. For spouses and surviving spouses, this is commonly referred to as aid and attendance and is paid based on need for both services. SMC is monetary and tax free.

Apply Now | File for disability compensation with VA Form 21-526EZ | Veterans Affairs

Eligible people may:

  • Apply online using eBenefits
  • Work with an accredited representative or agent
  • Go to a VA regional office and have a VA employee assist you

For more information please visit the U.S. Department of Veteran Affairs website:

VA Disability Compensation | Veterans Affairs

Specially Adapted Housing Grants | Disability Housing Grants For Veterans | Veterans Affairs (

VA offers housing grants for Veterans and service members with certain service-connected disabilities so they can buy or change a home to meet their needs and live more independently. Changing a home might involve installing ramps or widening doorways. Find out if you’re eligible for a disability housing grant—and how to apply.

Jimmy O.
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"USAVA Lending did a fine job. They explained everything. They treated me just fine and they were real friendly. If I had a question they got right back in touch with me at the time they said they would. They got what I wanted. I had no complaints. They corrected things that needed to be done. I was alright with the interest rate being the same. I would recommend them."
Elizabeth C.
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We received VA Refinance from USAVA Lending. All expectations were meet we had excellent communications from the "Executive Assistant. They provided prompt and thorough services. I would recommend USAVA Lending. It was easy with no hassles."
Will M.
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"The service was real good and they were pleasant. They were real polite and nice. The loan closed early and it did not take too long. We had no problems with them. The loan originator was excellent. He set us up and he was fantastic! He called back to see if everything went smooth and to find out if we had any questions. We did not have any questions because they answered them. I would definitely recommend them."
Barbara S.
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"They did a great job! I was very satisfied with their helpfulness and they went as far as taking care of the little details. During the time I was refinancing, my husband was in the hospital and was in ICU. The Senior Loan Processor was very helpful and was there for me when I couldn't be quite there myself. We got a reduced interest rate and reduced payment. I got a lot of great customer service from their team. I was looking for a place online and just happened to find their website and have been trying to refinance for 2-3 years..."
Charles M.
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"Thank all of you that worked to get this mortgage through. The Senior Loan Processor was quite a tireless person working with us. She was good to us and caring. She was also reassuring. We were very nervous and she calmed our fears.We would recommend USAVA Lending very highly. They were friendly, courteous, informative. They explained everything. USAVA Lending was the first loan company we have used in many years and it was worth our while. They facilitated the process, so we had nothing was held up."
Levi M.
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"I have used USA Home Loans a couple of times now and I keep going back because the employee I work with is great. I am always treated well and the employee is very personable. I have recommended them and if asked I would keep recommending them they are efficient."
Anthony Z.
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"Everyone at USAVA Lending did a splendid job in refinancing my home..They were very courteous,imformative, and answered all my questions. They were all very professional in handling my re finance, and it was finished promptly.I recommend your Lending Instition very highly.Thank you all for doing such a great job!"
Joe L.
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"Compared to Chase and other places that I worked with USAVA Lending were excellent. It was impressive because they are in Arizona and I am 1000 miles away in the bay area in California and I got better service from them than I would get from Chase who is literally around the corner. When the loan originator contacted me I was kind of leery that something like this would go through, but he did a remarkable job in terms of managing the loan application and process..."