Veterans Mortgage of AmericaTM is a VA Approved Lender | NMLS ID 407536

If you suffer from a service-related disability, you may be entitled to compensation. The three main types of compensation are Disability Compensation, Dependency and Indemnity Compensation (DIC) and Special Monthly Compensation (SMC). The VA also provides additional housing and insurance benefits to Veterans with disabilities. Adapted Housing grants, Service-Disable Veterans’ Insurance, and Veterans’ Mortgage Life Insurance are available for qualifying Veterans. For more information contact one of our representatives today.


PACT Act | The PACT Act And Your VA Benefits | Veterans Affairs
The PACT Act is a law that expands VA health care and benefits for Veterans exposed to burn pits, Agent Orange, and other toxic substances. This law helps us provide generations of Veterans—and their survivors—with the care and benefits they’ve earned and deserve. And starting March 5, 2024, we’re expanding VA health care to millions of Veterans—years earlier than called for by the PACT Act.


Disability Compensation | How To File A VA Disability Claim | Veterans Affairs
Disability Compensation is granted to Veterans with disabilities whose injury or disease is a result of their military service. Post-service disabilities may also be granted if the disease or injury is secondary to those in service or are circumstances of military service. Disability compensation is monetary and tax free.


Benefits
The benefit amount is derived from the degree of the Veteran’s disability ranging from 10 percent to 100 percent. Disability is measured in increments of 10 percent. Benefits are also designed to compensate for loss of working time from relapses or illnesses.

If you claim dependents, additional benefits may be added if your disability is rated 30 percent or greater. Compensation may vary if you receive military retirement pay, disability severance pay or separation incentive payments.


Eligibility | Eligibility For VA Disability Benefits | Veterans Affairs

  • Service in the Uniformed Services on active duty
  • Active duty for training
  • Inactive duty training AND
    -You were discharged under other than dishonorable conditions AND
    -You are at least 10 percent disabled by an injury or disease that occurred in,or worsened during active duty/inactive duty training. *If you were on inactive duty for training, the disability must have resulted from injury, heart attack or stroke.

Evidence Required | Evidence Needed For Your Disability Claim | Veterans Affairs (va.gov)

  • Medical evidence of a current physical or mental disability AND
  • Evidence of the relationship between your disability and an injury, disease, or event in military service in the form of medical records or medical opinions. 

Dependency and Indemnity Compensation | About VA DIC For Spouses, Dependents, And Parents | Veterans Affairs

Dependency and Indemnity Compensation (DIC) is granted to spouses, children or parents of service members who died in active duty, active/inactive duty for training or survivors or Veterans who died from service-connected disabilities. Parents receive benefits based on income. DIC is monetary and tax free. 


Special Monthly Compensation

Special Monthly Compensation (SMC) is a higher rate of compensation that may be granted for Veterans for special circumstances such as the need of a caregiver or a specific disability, such as loss of use of a hand or leg. For spouses and surviving spouses, this is commonly referred to as aid and attendance and is paid based on need for both services. SMC is monetary and tax free.


Apply Now | File for disability compensation with VA Form 21-526EZ | Veterans Affairs

Eligible people may:

  • Apply online using eBenefits
  • Work with an accredited representative or agent
  • Go to a VA regional office and have a VA employee assist you

For more information please visit the U.S. Department of Veteran Affairs website:

VA Disability Compensation | Veterans Affairs


Specially Adapted Housing Grants | Disability Housing Grants For Veterans | Veterans Affairs (va.gov)

VA offers housing grants for Veterans and service members with certain service-connected disabilities so they can buy or change a home to meet their needs and live more independently. Changing a home might involve installing ramps or widening doorways. Find out if you’re eligible for a disability housing grant—and how to apply.